Canadian Association Of Independent Life Brokerage Agencies

Privacy Policy

Personal Information About Members

In the course of carrying on its activities on behalf of its members, CAILBA collects very little personal information about members or individuals who are representatives of member companies. For the most part the information that is collected consists of the name, title and contact information of an individual in their capacity as an employee or representative of a member company. If we do collect, use or disclose personal information about a member or an individual who represents a member, we are guided by the general privacy principles set out in the next section.

From time to time, we do offer seminars and accept registration over the Internet, over the phone, by email or mail communication. In each case, we will collect only such information as is required to ensure (a) that a confirmation is sent to the address or e-mail address of the registrant’s choosing and (b) that payment is processed correctly. We will ask for a registrant’s name, mailing address, phone number, e-mail address and credit card information. Credit card information provided on-line shall be processed in an environment with appropriate security in effect. If a member or a representative of a member provides us with his or her contact information, including his or her e-mail address, we will communicate with such individual about CAILBA events and activities using that information. We rely on members or representatives of members to keep us up to date on their particulars.

General Privacy Principals

• We only collect personal information which is necessary in connection with a CAILBA event or activity.
• An explanation will be provided at or before personal information is collected as to what personal information is being collected and how it will be used.
• We do not collect, use or disclose personal information about an individual without his or her knowledge.
• Except where required or permitted by law, we do not collect, use or disclose personal information without an individual’s consent.
• We do not sell or rent our membership list.

 

Currency of Member Data Collected

CAILBA may contact a member or individual representing a member requesting updates of data. This will normally be done by regular mail or by an e-mail directing the recipient to the appropriate website. We do not use third parties (other than LOGiQ3 Corp, our manager) to collect this data on our behalf. If you receive any communication from anyone purporting to perform this function on our behalf or if the authenticity of any communication is doubtful, please contact CAILBA immediately.

Website Privacy Matters

When a user visits CAILBA’s website, some general information about the visit may be recorded, such as:

• The Internet domain for the user’s Internet service provider, such as “company.com” or “service.ca” and the IP address of the computer accessing the website, such as “ppp-55″ or “123.123.123.123″
• The type of browser (such as “Netscape version x” or “Internet Explorer version x”) the user is using
• The type of operating system the user is using (such as Macintosh, Unix, or Windows)
• The date and time of the visit to our site and the web pages that were visited on our site, along with the address of the previous website the user visited, if the user linked to our site from another website.

We use this information for statistical analysis and to help us make our site more useful to visitors. We may disclose this information to third parties such as sponsors or clients and/or use it for auditing purposes.

We may use “cookies” that identify a user as a return visitor. A cookie is a piece of data that a website can send to a user’s browser, which may then store the cookie on the user’s hard drive. So, when a user returns to our site again, we can tailor information to suit the user’s individual preferences. The goal is to save time and provide a more meaningful visit and to measure website activity. Browsers such as Netscape allow cookies to be disabled or they will inform the user when a cookie is being stored on his or her hard drive.

Privacy Officer

CAILBA has a privacy officer who may be contacted for any concerns, clarifications or other issues. Please direct your communications to:

Chris Murumets, Privacy Officer

CAILBA
105 King Street East
Toronto, Ontario M5C 1G6
Local: (416) 340-7435
Fax: (416) 340-9977
E-mail: info@CAILBA.com

© 2011 CAILBA    105 King Street East Toronto, Ontario M5C 1G6     Tel:(416) 548-4223